Schemes directory

12 welfare schemes to know

Short educational summaries. Benefits, linkage and eligibility vary and change — always verify on the official portal.

PM-SYM

Pension of ₹3,000/month after age 60 for workers who join at 18–40 and contribute monthly.

Low-cost accidental death and disability insurance through your bank.

Low-cost life insurance cover renewable every year.

Health cover for hospital treatment for eligible families.

Pension scheme for small shopkeepers and self-employed traders.

Working-capital loans for street vendors.

Housing assistance for eligible urban and rural families.

Guaranteed wage employment for rural households.

Subsidised and free food grains through ration shops.

Voluntary pension scheme for small and marginal farmers.

Support, training and credit for traditional artisans and craftspeople.

Social assistance pensions for elderly, widows and persons with disabilities.